Casualty

Combined Liability & Contractors Insurance

Minimum premiums from £2,000 (£1,000 per section) and £3,000 open market
Single project placement
Worldwide territorial coverage for UK companies
Employer Liability primary limits up to £50 million
Standalone Non-Negligence Liability (JCT)

High Risk Liability

Minimum premiums from £2,000 (£3,000 in respect of demolition, rail, steel erectors, roofer and scaffolders)
Standard £10 million EL limit and up to £10 million PL/Prods limit

General & Non-Contractors Liability

Minimum premiums from £500 per section

Excess of Loss

Options for Excess Employers Liability up to £50 million and Excess PL/Prods Liability up to £100 million
Minimum premiums start at £1,000 for Employers Liability £10m in excess of £10m and £500 for PL/Prods £5m in excess of £5m (based upon core trades)
Higher limits available upon request
Excess PL limits start from £1 million – higher limits available upon request

Environment Impairment Liability

Minimum premiums from £1,000
Up to £20m limit (each and every incident in the aggregate)
Deductibles from £5,000
Including trades such as textiles, metal fabrication / manufacture, demolition contractors, food production, paper / printing, chemical blending, logistics / haulage, roofing contractors, plastics / rubber manufacture

Medical & Pharmaceutical Liability

Minimum premiums from £2,500 per section
Large limits offered
Including trades such as medical device manufacturers, pharmaceutical companies, private health care, research and development, clinical trials, exports to the U.S, broad form vendor’s coverage

Construction & High Risk Trades

Building contractors, civil engineers, ground workers, demolition, electrical / plumbing, heating & ventilation, piling / underpinning, plant & skip hirers, rail workers, scaffolders and roofers, welders and waste contractors.

Non Construction Trades

Engineering, woodworking, haulage, waste transfer, waste recycling, landfill sites, quarries, metal fabricators / erectors, manufacturing, printers, precision engineers (CNC).

Delegated Underwriting Authorities

Uniquely we hold Delegated Underwriting Authorities all underwritten in-house by our team for exclusive bespoke quotations based on long standing and close relationships with underwriters.