Life Sciences

Our Life Sciences Standard Covers include:

• Property Damage
• Business interruption
• Money
• Goods in Transit
• Specified All Risks
• Employers Liability
• Public Liability
• Product Liability
• Specified Legal Expenses
• P.I. (financial loss)
• Computer Breakdown

Device Products include but are not limited to:

• Lasers (surgical, dermatology, ophthalmology
• Implants (active, non-active, ophthalmic, orthopaedic)
• Surgical & Imaging devices
• Hospital Products / Supplies
• Dental Instruments
• Cardiac
• Monitoring / Dialysis
• Instruments (analytical)
• Durable Medical Equip
• Therapy / Rehab

*Excluding Infusion Pumps, Mesh products, Metal-on-Metal products, Software/Hardware design/manufacture/development, Product Developers

Our market-leading package covers an extensive range of products, with an extremely low number of exclusions:

• Medical Devices
• Pharmaceutical
• Surgeries & Hospitals
• Manufacturers
• Importers & Exporters
• Biotech
• Research & Development
• Clinical Trials
• Medical Malpractice
• Distributors
• Nutraceuticals

• UK or EU-domiciled companies with domestic or global operations
• Single or multiple locations

• Business continuity planning reviews
• Business impact analysis
• Practical risk management to avoid aid loss prevention and reduce risk
• Rehabilitation services to support employees returning to work
• Pre-claim intervention service
• On-site consultation to identify potential liability exposures