Life Sciences

Life Sciences

COBRA London Markets’ Life Sciences product is a comprehensive solution that insures businesses against their exposures at every stage of their development and operations. For instance, research & development, clinical trials through to product sales and professional services.

Standard Covers

Our Life Sciences Standard Covers include:

  • Property Damage
  • Business interruption
  • Money
  • Goods in Transit
  • Specified All Risks
  • Employers Liability
  • Public Liability
  • Product Liability
  • Specified Legal Expenses
  • P.I. (financial loss)
  • Computer Breakdown

Device Products include but are not limited to:

  • Lasers (surgical, dermatology, ophthalmology
  • Implants (active, non-active, ophthalmic, orthopaedic)
  • Surgical & Imaging devices
  • Hospital Products / Supplies
  • Dental Instruments
  • Cardiac
  • Monitoring / Dialysis
  • Instruments (analytical)
  • Durable Medical Equip
  • Therapy / Rehab

*Excluding Infusion Pumps, Mesh products, Metal-on-Metal products, Software/Hardware design/manufacture/development, Product Developers

Core Appetite

Our market-leading package covers an extensive range of products, with an extremely low number of exclusions:

  • Medical Devices
  • Pharmaceutical
  • Surgeries & Hospitals
  • Manufacturers
  • Importers & Exporters
  • Biotech
  • Research & Development
  • Clinical Trials
  • Medical Malpractice
  • Distributors
  • Nutraceuticals
Typical Client
  • UK or EU-domiciled companies with domestic or global operations
  • Single or multiple locations
Added Value Services
  • Business continuity planning reviews
  • Business impact analysis
  • Practical risk management to avoid aid loss prevention and reduce risk
  • Rehabilitation services to support employees returning to work
  • Pre-claim intervention service
  • On-site consultation to identify potential liability exposures
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