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Underwriting

An introduction to our Underwriting platform

In a time when focus is ever more on the client and addressing their needs, COBRA London Markets are fortunate enough to have an Underwriting platform in place with leading Lloyds’ syndicates and London markets.

Empowering us to underwrite the business in the first instance, it enables us to provide higher service standards and a bespoke policy tailored to the client.

Casualty / Contractors All Risks

Full sub-delegated underwriting authorities with:-

  • XL Catlin
  • Liberty Mutual
  • W R Berkley
  • CNA Hardy
  • Brit Syndicates
  • Probitas

 

All of which benefit from:-

  • Combined £18m Premium Income Capacity
  • Full Cascading Risk Transfer Granted
  • Med / High Risk, Contractors All Risks, Excess of Loss specialised
  • Continual and evolving product suite
  • Exclusive rating and policy terms
  • Seven complimentary bulking lineslips with 20+ years Insurer relationships
Property

Our property facility is  designed for the speedy turn-around of high risk business up to a Sum Insured (any one location) of £4m without referral.  This facility has grown year on year as coverage and rating is constantly monitored to ensure it meets the needs of our brokers.

 

High Risk Property Owners

  • Minimum Premium – £890 Inclusive
  • ‘A’ Rated Security typical
  • Territorial Limits – UK and Republic of Ireland
  • DSS / Asylum / Students / HMO acceptable
  • Half-Way Houses / Bail Hostels acceptable
  • Grade Listed structures acceptable
  • Composite Panels acceptable
  • Multi-tenure occupation acceptable

 

Unoccupied Property

  • Minimum Premium – £890 Inclusive
  • ‘A’ Rated Security typical
  • Wide coverage available
  • Territorial Limits – UK and Republic of Ireland
  • Standard Material Damage Excess only £500
  • Grade Listed structures acceptable
  • Composite Panels acceptable
  • Short Period cover available (3 months / 6 months)